As we settle into February, many are looking ahead to the possibilities this year holds—including the excitement of moving into a new home. With the Bank of Canada’s recent rate cut to 3% and new 30-year amortization rules now available for all buyers of new construction, owning a semi-custom home is more attainable than ever.

Why Now is the Time to Act

Interest rates are already lower than they’ve been in years, and many experts believe another rate cut could be on the horizon. For semi-custom buyers, this creates an incredible opportunity to secure a favorable mortgage rate while allocating more of your budget toward personalizing your dream home.

30-year amortization options—previously limited to first-time buyers—are now available to all buyers of new construction homes. This change can significantly reduce monthly payments, offering more financial flexibility and making your dream home even more accessible.

With lower borrowing costs, you can bring your vision to life—whether it’s an open layout, upgraded kitchen, or finishes tailored to your lifestyle—without stretching your finances.

What You Can Do Right Now

Here a few steps to make the most of this exciting opportunity:

1. Explore Your Options: Check out our move-in ready homes or take a look at our explore our models to find the one that fits your life and timeline.

2. Get Pre-Approved: Knowing your budget ensures you’re ready to act quickly with the new mortgage policies—and puts you in the best position to maximize your savings

3. Plan for What Matters Most: With lower rates and our exclusive incentives, you’ll have more room in your budget to focus on the features and upgrades that will make your home truly your own.

Let’s get started on your semi-custom home journey today!