As we move into spring, the excitement of a fresh season brings new possibilities, especially for those looking to move into a new home. With the Bank of Canada’s recent rate cut to 2.75% and new 30-year amortization rules now available for all buyers of new construction, there’s never been a better time to take the next step toward homeownership.

Why Now is the Time to Act

Interest rates are lower than they’ve been in years, making homeownership more affordable heading into spring. With the potential for even more rate cuts this year, buyers can lock in a favorable mortgage rate while keeping more financial flexibility to personalize their home.

The 30-year amortization option, previously limited to first-time buyers, is now available to all buyers of new construction homes. This change can significantly reduce monthly payments, offering more financial flexibility and making your dream home even more accessible.

With lower borrowing costs, you can bring your vision to life—whether it’s an open layout, upgraded kitchen, or finishes tailored to your lifestyle, without stretching your finances.

What You Can Do Right Now

Here a few steps to make the most of this exciting opportunity:

1. Explore Your Options: Check out our move-in ready homes or take a look at our explore our models to find the one that fits your life and timeline.

2. Get Pre-Approved: Knowing your budget ensures you’re ready to act quickly with the new mortgage policies—and puts you in the best position to maximize your savings

3. Plan for What Matters Most: With lower rates and our exclusive incentives, you’ll have more room in your budget to focus on the features and upgrades that will make your home truly your own.

Let’s get started on your semi-custom home journey today!